Accept crypto: 47 coins, 1% fee
Let customers from any country pay in USDT, USDC, BTC, ETH, TRX, LTC and 40+ more coins. You invoice in your own currency — rubles, soums, tenge or dollars — and get USD on your balance minus 1%.
Popular coins and networks
| Method | How the customer pays | payment_option |
|---|---|---|
| USDT | TRON (TRC-20), BNB Chain (BEP-20), Ethereum (ERC-20), Polygon, Arbitrum. | USDT.TronUSDT.BNBSmartChainUSDT.Ethereum |
| USDC | BNB Chain and other networks. | USDC.BNBSmartChain |
| BTC, ETH, TRX, LTC, DOGE | Major coins on their own networks. | GET /crypto-currencies |
| All 47 coins | The full list with minimums comes from the API. | GET /crypto-currencies |
How it works
- You create an invoice in your currency (RUB, UZS, KZT, USD…) with
payment_option: "CRYPTO". - The amount is converted to USD at the CrocoPay rate. Minimum 10 USD (higher for some coins, e.g. USDT on Ethereum).
- On our page the customer picks a network and coin and sees the address, QR code, exact amount and a timer. Or you pass
crypto_currencyand show the address yourself. - You learn about the payment via webhook or by querying the invoice status.
Fee and crediting
The crypto fee is 1%; your group rate does not apply to crypto. Payments are credited to your USD balance regardless of order currency and coin: the order amount in USD minus 1%. The invoice status shows the original order, the coin and the amount actually paid.
Who needs it
Crypto is a universal payment method for customers in countries without local methods and for audiences that already hold stablecoins. Enable it next to local methods: a customer in Russia pays via SBP, a customer in Asia or Latin America pays in USDT.
Over- and underpayments get their own statuses (±1% tolerance), so you see exactly what happened with a payment.
How to get started
- Sign up. Create a merchant account and message us on Telegram @crocopay: niche, geos, expected volume and traffic type.
- Cash desk. We enable the currencies and methods you need; you create a cash desk and get your
Client-Id/Client-Secret. - Integration. H2H API (show payment details on your side) or a redirect to our hosted payment page — no front end needed.
- Test and launch. Check webhooks on test payments and open your traffic.
- Settlement. Balance payouts in USDT (TRC-20 / BEP-20 / Bybit UID), T+0.
Request example
Without crypto_currency the customer picks the coin on our payment page. Pass crypto_currency (e.g. USDT.Tron) to get the address and amount right away.
POST /api/v2/h2h/invoices
Client-Id: …
Client-Secret: …
{
"amount": 5000,
"currency": "RUB",
"payment_option": "CRYPTO",
"success_url": "https://your.site/success",
"callback_url": "https://your.site/webhook"
}FAQ
How much does crypto acceptance cost?
1% of the amount, withheld on crediting.
In what currency do I get paid?
In USD on your merchant balance — regardless of the coin the customer paid with.
Can I invoice in rubles and accept crypto?
Yes. Invoice in any enabled currency; the amount is converted to USD at the CrocoPay rate.
What if the customer pays more or less?
Within ±1% the payment counts as paid. Larger differences get overpaid or underpaid statuses.
What is the minimum?
10 USD for most coins; higher for some networks (e.g. Ethereum). Current minimums are in GET /crypto-currencies.
Other payment methods
Ready to start?
Tell us about your project on Telegram — we will pick methods for your geos and traffic, agree the rate and open test access.