Accept payments in Uzbekistan: Humo, UzCard, Click, Payme
Accept soums from payers in Uzbekistan via the national card schemes Humo and UzCard and the popular Click and Payme wallets. The payment is a transfer from a banking or wallet app — familiar to the customer, with no acquirer declines.
The rate depends on niche, traffic and volume — final terms are agreed at onboarding. All pricing →
Payment methods
| Method | How the customer pays | payment_option |
|---|---|---|
| UzCard | Transfer to a UzCard card. | UZCARD |
| Humo | Transfer to a Humo card. | HUMO |
| Payme | Payment from the Payme app by card or phone number. | PAYME |
| Click | Payment from the Click app by card or phone number. | CLICK |
Why Humo, UzCard, Click and Payme
Most payments in Uzbekistan go through the two national card schemes — Humo and UzCard — and the Click and Payme wallets linked to them. With all four methods you cover practically every payer in the country.
Backup routes
If the selected method is temporarily unavailable, the payment can go through another UZS method — reducing failed payments at peak load. The route order is configured per merchant.
Niches
UZS is open to any niche: gambling, betting, gaming and subscription services, e-commerce. Also suitable for projects targeting Uzbekistan from other countries.
How to get started
- Sign up. Create a merchant account and message us on Telegram @crocopay: niche, geos, expected volume and traffic type.
- Cash desk. We enable the currencies and methods you need; you create a cash desk and get your
Client-Id/Client-Secret. - Integration. H2H API (show payment details on your side) or a redirect to our hosted payment page — no front end needed.
- Test and launch. Check webhooks on test payments and open your traffic.
- Settlement. Balance payouts in USDT (TRC-20 / BEP-20 / Bybit UID), T+0.
Request example
Create an invoice via the H2H API. The response contains a payment page link or payment details to show on your side; the result arrives as a webhook to callback_url.
POST /api/v2/h2h/invoices
Client-Id: …
Client-Secret: …
{
"amount": 200000,
"currency": "UZS",
"payment_option": "HUMO",
"callback_url": "https://your.site/webhook"
}FAQ
Is the amount in soums or tiyins?
In soums, as an integer — e.g. 200000.
Which niches are accepted on UZS?
Any niche — terms depend on traffic type and volume.
Can the customer choose the method?
Yes: send them to our payment page and they will choose Humo, UzCard, Click or Payme.
How do I get paid?
Balance settlement in USDT, T+0.
Other payment methods
Ready to start?
Tell us about your project on Telegram — we will pick methods for your geos and traffic, agree the rate and open test access.